This website and electronic booklet describes the health and welfare benefits
provided by the Indiana Laborers Welfare Fund.
As an active plan participant, youíre entitled to medical
coverage, loss of time coverage, and life and AD&D
insurance coverage. The medical plan pays the major
portion of expenses when you (or a dependent) are
injured or sick. Loss of time coverage continues part of
your pay if youíre unable to work because of occupational
or total disability. The life and AD&D insurance plans
can pay benefits if you should die or become seriously
The benefits program covers persons who work for a
participating employer under a collective bargaining
agreement negotiated by the Laborers International
Union of North America State of Indiana District Council.
The Plan is maintained and administered
by a Board of Trustees on which
labor and management are equally represented.
A list of the trustees is in the "Board of Trustees" section of this web site,
as well as in the
"Administrative Information" section towards the end of the booklet.
This web site and booklet describes and summarizes,
in laymanís language, the legal
documents that govern the Plan. If anything
has been left out, the legal documents will
We suggest that plan participants & their dependents review the Frequently Asked
Questions (FAQ's) as well as the Booklet of Benefits to gain an understanding of
the scope of the plan and your responsibilities as a participant. Please note
that there are many procedures that require PRECERTIFICATION prior to receiving
medical care or treatment.
After review of the website, Booklet of Benefits & FAQ's, please forward
additional questions via email or letter so we can truly understand how our plan
addresses your issues." Send to (413 Swan Terre Haute, IN 47807) or email
If you have any questions after reading this website and/or booklet, you may
call the Welfare
Fund Office at 1-812-238-2551, or at
our toll-free number 1-800-962-3158,
or send an email to
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