Indiana Laborers


Board of Trustees

Reciprocal Funds
Health and Benefits Booklet

» Introduction To Your Welfare Plan «
This website and electronic booklet describes the health and welfare benefits provided by the Indiana  Laborers Welfare Fund.

As an active plan participant, youíre entitled to medical coverage, loss of time coverage, and life and AD&D insurance coverage. The medical plan pays the major portion of expenses when you (or a dependent) are injured or sick. Loss of time coverage continues part of your pay if youíre unable to work because of occupational or total disability. The life and AD&D insurance plans can pay benefits if you should die or become seriously injured.

The benefits program covers persons who work for a participating employer under a collective bargaining agreement negotiated by the Laborers International Union of North America State of Indiana District Council.

The Plan is maintained and administered by a Board of Trustees on which labor and management are equally represented. A list of the trustees is in the "Board of Trustees" section of this web site, as well as in the "Administrative Information" section towards the end of the booklet.

This web site and booklet describes and summarizes, in laymanís language, the legal documents that govern the Plan. If anything has been left out, the legal documents will rule.

We suggest that plan participants & their dependents review the Frequently Asked Questions (FAQ's) as well as the Booklet of Benefits to gain an understanding of the scope of the plan and your responsibilities as a participant.  Please note that there are many procedures that require PRECERTIFICATION prior to receiving medical care or treatment.

After review of the website, Booklet of Benefits & FAQ's, please forward additional questions via email or letter so we can truly understand how our plan addresses your issues."  Send to (413 Swan Terre Haute, IN 47807) or email address (

If you have any questions after reading this website and/or booklet, you may call the Welfare Fund Office at 1-812-238-2551, or at our toll-free number 1-800-962-3158, or send an email to