WELFARE FUND SUMMARY PLAN DESCRIPTION

 TRANSPARENCY IN COVERAGE

 Transparency in Coverage (TIC) regulations require health insurers and group health plans to create machine readable files (MRFs) that contain the negotiated rates for in-network providers and allowed amounts derived from historical claims for out-of-network providers and make those files publicly available. 

A machine readable file is a digital representation of data or information in a file that can be imported or read by a computer system for further processing without human intervention. The link below will allow you to search for files using the Welfare Fund’s Employer Identification Number (EIN 35-0923209).

NEW!

Important information in regard to the funding status of the Indiana Laborers Welfare Fund and Summary of Benefits and Coverage.

ANNUAL NOTICES

​​​​​If you are a member or dependent that has Medicare and retiree health benefit supplemental coverage through the Indiana Laborers Senior Member Program INCLUDING UnitedHealthcare prescription drug coverage (Class CP), effective January 1st 2021, your questions and concerns in regard to medical claims and/or prescriptions will be directed to Laborfirst. To reach your Laborfirst advocate, you will call the Fund Office at (812) 238-2551 or 1-800-962-3158 and select option 5

 IMPORTANT CHANGES  EFFECTIVE JANUARY 1ST, 2021 

WELFARE FUND INFORMATION

The full Indiana Laborers Health and Welfare Benefits booklet describing all of the Plan's health benefits. Click the image of the cover below to view the full SPD. 

The Board of Trustees occasionally elect to make important changes to the Plan. Those changes are listed below.

DENTAL, VISION, PRESCRIPTION and MEMBER ASSISTANCE PROGRAM

​SUMMARY MATERIAL MODIFICATIONS (SMM)