DEFINED CONTRIBUTION TRUST FUND INFORMATION

The Indiana Laborers Defined Contribution Trust Fund benefits booklet describing this benefit.

NOTICES

SUMMARY MATERIAL MODIFICATIONS (SMM)

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The Summary Annual Report describes the funding status of the Indiana Laborers Defined Contribution Trust Fund.

DEFINED CONTRIBUTION TRUST FUND SUMMARY PLAN DESCRIPTION

The Board of Trustees occasionally elect to make important changes to the Plan. Those changes are listed below.