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This web site and electronic booklet describes the health and welfare benefits
provided by the Indiana State District Council of
Laborers and Hod Carriers Welfare Fund.
As an active plan participant, you’re entitled to medical
coverage, loss of time coverage, and life and AD&D
insurance coverage. The medical plan pays the major
portion of expenses when you (or a dependent) are
injured or sick. Loss of time coverage continues part of
your pay if you’re unable to work because of occupational
or total disability. The life and AD&D insurance plans
can pay benefits if you should die or become seriously
injured.
The benefits program covers persons who work for a
participating employer under a collective bargaining
agreement negotiated by the Laborers International
Union of North America State of Indiana District Council.
The Plan is maintained and administered
by a Board of Trustees on which
labor and management are equally represented.
A list of the trustees is in the "Board of Trustees" section of this web site,
as well as in the
"Administrative Information" section towards the end of the booklet.
This web site and booklet describes and summarizes,
in layman’s language, the legal
documents that govern the Plan. If anything
has been misstated accidentally
or left out, the legal documents will
rule.
If you have any questions after reading
this web site and/or booklet, you may call the Pension
Fund Office at 1-812-238-2551, or at
our toll-free number 1-800-962-3158,
or send an email to
info@indianalaborers.org.
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