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Pension FAQ'S

1. How do I Become Vested?   2. Do my credits with another fund(s)count towards my pension?    3. What is a Plan Year?    4. Can I pay into my pension?    5. Can I withdraw or rollover my contributions?    6. What is a Break in Service?   7. What is Forfeited Service?   8. How are benefits calculated?    9. How do I change my mailing address?

Retirement FAQ'S

1. When am I eligible to retire?     2. How do I apply for retirement benefits?    3. When should I apply for retirement benefits?    4. What documents are required for retirement?     5. When will I receive my first check?    6. When will my check be mailed/deposited?    7. What if my check is late?    8. How long will I receive pension payments?    9. What happens to my joint and survivor benefit if my spouse predeceases me?    10. What is the early retirement reduction amount?    11. What happens if I elect a joint and survivor benefit, but my spouse and I divorce during my retirement?  Will my monthly payment amount increase?    12. If I divorce and remarry, will my new spouse be eligible for a benefit from my pension?    13. Can I change my form of payment after I start receiving benefits?   14. Will my pension benefit be affected after I begin receiving Social Security Benefits?    15. Will I get a cost-of-living increase?    16. Is there a limit on the amount I can receive?      17. Is my pension a taxable distribution?    18. Can I temporarily suspend my pension benefits and return to work full-time?    19. Can I continue employment beyond retirement?    20. Can I get a lump sum payment?    21. Can I appeal the denial of an application?    22. What death benefits are available to my spouse or beneficiary?    23. Who are eligible beneficiaries?    24. How do I become eligible for disability benefits?     25. How do I apply for disability benefits?    26. I am receiving Social Security disability benefits. Does that mean I will automatically be approved for disability benefits from the Pension Fund?    27. Can I appeal the denial of an application?    28. Can I work while drawing my disability benefit?     YOUR RESPONSIBILITIES ·        You must notify the fund office, in writing, if you plan to return to work, re-retire, have a change in address, get married, get divorced, the death of a spouse or beneficiary, you have closed the account in which your pension check is automatically deposited. ·        You must keep your beneficiary information current.  Please notify this office of a divorce, death of a spouse, marriage or re-marriage. ·        You must provide this office with the   » BACK TO TOP